


Loss of Coverage

Special Enrollment Period
LOSS OF COVERAGE
DUE TO:
– Termination of group coverage
– Reduction of hours to part-time status
– Loss of employer contribution
– COBRA ending

Last Chance to Enroll
Don’t wait until it’s too late to get your individual health coverage for 2017. Open Enrollment for Individual Health Insurance ends on January 31st. If you haven’t enrolled in a plan by this date, you may be stuck with your current coverage or no coverage for the remainder of the year unless you have a qualifying life event. Schedule an appointment with a licensed benefits counselor or start shopping today to make sure you are covered.

Tips for Fighting The Flu in the Workplace

Job Stress and Health
Job Stress and Health
According to the Centers For Disease Control and Prevention (CDC), stress and your health are directly related. Learn more now from the following information available from the CDC.

Health Insurance Terms
Understanding Health Insurance Terms
Coinsurance:
Coinsurance is your share of the costs of a covered healthcare service calculated as a percent (for example, 20 percent) of the allowed amount for the service. You pay coinsurance plus any deductibles you still owe for a covered health service.
Premium:
A premium is the amount of money charged by an insurance company for coverage. The cost of premiums may be determined by several factors, including age, geographic area, tobacco use, and number of dependents.

How To Get Health Coverage Outside Of The Open Enrollment Period
How to get Health Coverage Outside of the Open Enrollment Period
Your Guide to Understanding Qualifying Life Events and Special Enrollment
Life happens, and when it does, it is very likely that your Health Insurance coverage may need to change. When you encounter a Qualifying Life Event (QLE) that impacts your insurance needs, it is important to know that you can take advantage of a special enrollment period – since most people are unaware that they may enroll outside of Open Enrollment.

Tips to Help You Keep Your Teeth for Life

Understanding Deductibles
For many, insurance policies seem complex and hard to understand. You know you need insurance, but what you may not understand is what your insurance policy covers, and how to budget your yearly medical costs so they don’t negatively impact your finances. Deductibles are one area of health insurance that people often overlook.
