mother with breast cancer smiling and hugging her young daughter

What You Should Know: Home Breast Cancer DNA Tests

April 19, 2018
Health Insurance (Individual)

In March of this year, ancestry DNA testing giant, 23andMe, announced that they would begin testing user DNA for Breast Cancer genes, more specifically identified as the BRCA1 and BRCA2 genes. While technically able to test for these genes for years, it wasn’t until this past March that the FDA officially signed off on it, therefore, making the 23andMe at-home DNA test, the first FDA-approved direct-to-consumer test to evaluate one’s potential risk for cancer.

What Can Your DNA Reveal

The test is offered as an add-on to 23andMe’s standard ancestry report for a total of $199 and is delivered alongside a variety of other reports designed to tell you if you possess certain genetic markers which may suggest a predisposition to things such as:

  • Macular Degeneration
  • Lung and/or Liver Disease
  • Celiac Disease
  • Hemochromatosis
  • Hereditary Thrombophilia
  • Alzheimer’s Disease
  • Parkinson’s, and many more
Read More »

Last Chance to Enroll

January 16, 2017
Health Insurance (Individual), Open Enrollment
Last Chance to Enroll in Individual Health Insurance for 2017

Don’t wait until it’s too late to get your individual health coverage for 2017. Open Enrollment for Individual Health Insurance ends on January 31st. If you haven’t enrolled in a plan by this date, you may be stuck with your current coverage or no coverage for the remainder of the year unless you have a qualifying life event. Schedule an appointment with a licensed benefits counselor or start shopping today to make sure you are covered.

Read More »
african american man relaxed and happy at home on couch with laptop

Health Insurance Terms

October 12, 2016
Health Insurance (Individual)

Understanding Health Insurance Terms

Coinsurance:

Coinsurance is your share of the costs of a covered healthcare service calculated as a percent (for example, 20 percent) of the allowed amount for the service. You pay coinsurance plus any deductibles you still owe for a covered health service.

Premium:

A premium is the amount of money charged by an insurance company for coverage. The cost of premiums may be determined by several factors, including age, geographic area, tobacco use, and number of dependents.

Read More »

How To Get Health Coverage Outside Of The Open Enrollment Period

July 14, 2016
Health Insurance (Individual), Open Enrollment

How to get Health Coverage Outside of the Open Enrollment Period

Your Guide to Understanding Qualifying Life Events and Special Enrollment

 

Life happens, and when it does, it is very likely that your Health Insurance coverage may need to change. When you encounter a Qualifying Life Event (QLE) that impacts your insurance needs, it is important to know that you can take advantage of a special enrollment period – since most people are unaware that they may enroll outside of Open Enrollment.

Read More »

Understanding Deductibles

January 29, 2016
Health Insurance (Individual)

For many, insurance policies seem complex and hard to understand. You know you need insurance, but what you may not understand is what your insurance policy covers, and how to budget your yearly medical costs so they don’t negatively impact your finances. Deductibles are one area of health insurance that people often overlook.

Read More »
1 2 3